made sandwiches for me and spaghetti and bread for tyler. went to town, went to jeff's house, tyler text alica all night long...we got in a huge fight.. he was not pleased that i went through his phone... whatever. we had subway for dinner.

back home

We explored other casinos's this morning. I lost $10. i hope it wentto someone who needed it. we had turnovers for breakfast, made sandwiches for lunch and drove home. had $ menu mcdonalds for dinner. got the animals and came home. lite the candles on sparky's cheesecake and went to bed

Keeping up with the joneses.

we left for jackpot today had wendy's for lunch $7.00, i paid for the hotel room $35.10 we gambled ate at the bugget-bob paid and gambled then went to bed. there was this game called "keeping up with the joneses" in the midst of spending and having fun, this machine haunted me and brought me back to MS and frugal living and how i have chosen to live my life. I felt so very guilty...

frugal sue.

As soon as I got up I decided we were going to have a super frugal day. I decided to use my new crockpot, looked up a new recipe, tweeked a lil and am making bean, noodle, hamburger soup thing. it called for tomato paste so when i opened the can i spread some wax paper on a cookie sheet and spooned the remainder of the can of into discs and popped it in the freezer- for lunch i made a free box of velveeta mac and cheese. cleaned the litter box went over resolutions and fine tuned everything. there are quite a few but i belive all of htem will greatly help me. physically, mentally and financially.

”If you don't like something change it; if you can't change it, change the way you think about it.” -- Mary Engelbreit

This describes my attitude about life in general, but it also applies to frugality. If you look at saving money as a sacrifice, you’ll feel deprived. If you look at frugality as being smart with your money and making the most of what you have, you’ll feel blessed.- Kim Danger

- frugal village challenges
---messy house challenge
---Christmas 2009- frugal or bust
---2009 no more eating out

- start putting together frugal ideas for 2009 xmas and put them in the Christmas planner

add more later

2009 New Years Resolutions

New Resolutions-

I am starting this early because I want a lil time to research the best route for some of these goals.


-No eating out
-stop smoking the 3rd of January
- find a new full time job and part time job
- pay off $15,000 in debt. Yes, seriously.
- Lose Weight total goal 100 lbs.
-- Mini goal 9 lbs a month
- Set up cleaning routine
-WAKE UP ON TIME TO GET READY, EXERCISE AND DO ROUTINE
- Keep tracking spending
- track energy usage
- track mileage

2008 looking back

I have fell... hard. I don't really want to talk about money... i'm just too disappointed in myself.

Last years Resolutions..

1. CREATE AND STICK TO REALISTIC BUDGET- compared to years past I did amazing at this. and up until about 1 month ago I was doing awesome..
2. LOOK INTO CONTAINER GARDENING- looked and GREW a container garden!!
3. LOSE WEIGHT-.. um no
4. GET OUT OF DEBT- out of debt more than I was last year.
5. TRACK DAILY, MONTHLY EXPENSES- I did so great at this. really surprised myself actually!
6. USE QUICKEN- I did not do this.
7. SAVINGS MONEY (3-4 MONTH RESERVE)- found DR
8. UPDATED PRICE BOOK- not needed
9. START XMAS CLUB- CONTRIBUTE MONTHLY- Nope..
10. NO EATING OUT- we did great, compared to last year.
11. ING ACCOUNT- YEP!
12. EMERGENCY FUND- had one until a month ago.
13. HAVE CHECKING ACCOUNT BY FEB 15TH 2008- yep!
14. PAY BILLS ON TIME- did so much better... still needs improvement. My car payment has never been late :D
15. USE MYPOINTS FOR CHRISTMAS- somewhat
16. WAKE UP ON TIME TO GET READY, EXCERSISE AND DO ROUTINE- No...
17. STICK TO FL ROUTINE- No....